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What is Cost Benefit Analysis | CBA

Cost-Benefit Analysis is a simple way to decide if something is worth doing by comparing:

  • What it costs (money, time, effort) vs.

  • What to get out of it (money saved, profits, time saved, improved service, etc.)

How to calculate cost benefit analysis with examples 🔢:

Net Benefit = Total Benefits − Total Costs → This shows how much “extra value” is obtained

CBA Ratio = Total Benefits / Total Costs → A ratio greater than 1 means benefits are bigger than costs

Real-World Examples:​

  • New Software Tool: Cost = $5,000/year; Benefit = $10,000/year in time saved and fewer errors

    • CBA Ratio = 2 → a great deal!

  • Marketing Campaign: Cost = $20,000; Benefit = $18,000 in extra sales

    • CBA Ratio = 0.9 → costs more than it brings in, probably not worth it

Why Does CBA Matter?​

  • Helps make smart decisions

  • Compares options in a clear, logical way

  • Saves time, money, and effort

  • Useful for big and small decisions (from government projects to office upgrades)

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Heads-Up About Risks

Investing in stocks comes with risks — you could lose money. It’s important to be aware of this before jumping in. Seek professional advice if needed.

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Good risk management helps you invest and save more confidently over the long run. Spreading out your investments and making informed choices can help reduce risk and protect your money.

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Smart investing means doing your homework — research, analysis, and understanding the risks. Stay informed and make thoughtful decisions to handle whatever the market throws your way.

 

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