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What is Accounting Rate of Return | ARR

The Accounting Rate of Return (ARR) is a business performance metric that tells you how much profit an investment is expected to make, compared to how much it costs.

It’s often used to help decide whether or not a project, purchase, or investment is worth doing.

💰 “If I spend money on this new machine or project, how much will it earn me each year compared to the cost?”

How to calculate accounting rate of return with examples 🔢:

ARR (%) = (Average Annual Accounting Profit / Initial Investment​) × 100

Where:

  • Average Annual Accounting Profit = your expected profit per year (after expenses, before taxes)

  • Initial Investment = the amount you spend to start the project or buy the asset

Real-Life Accounting Rate of Return Example

A bakery invests $10,000 in a new oven.
It expects to earn $3,000 per year in extra profit.

ARR = (3,000 / 10,000) × 100 = 30 

If the bakery has a minimum required ARR of 20%, this investment is a ✅ go-ahead.

What Is a Good Accounting Rate of Return (ARR)?

  • Below 10% - Often too low — might not be worth the risk or effort.

  • 10% – 20% - Acceptable for low-risk, stable projects.

  • 20% – 30% - Strong return for moderate-risk investments.

  • 30% or higher - Excellent return — often seen in high-growth or high-risk projects.

​Why is Accounting Rate of Return Important?​

  • It’s simple to calculate and understand

  • Helps compare different projects easily

  • Useful in budgeting and capital investment decisions

  • Shows how well an investment performs on paper

 

However, ARR doesn’t consider time value of money (like Internal Rate of Return), so it’s best used alongside other methods.

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Heads-Up About Risks

Investing in stocks comes with risks — you could lose money. It’s important to be aware of this before jumping in. Seek professional advice if needed.

Managing Risk the Smart Way

Good risk management helps you invest and save more confidently over the long run. Spreading out your investments and making informed choices can help reduce risk and protect your money.

Making Smart Investment Moves

Smart investing means doing your homework — research, analysis, and understanding the risks. Stay informed and make thoughtful decisions to handle whatever the market throws your way.

 

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